4420 Hotel Circle Ct. Suite #130, San Diego, CA 92108
619-220-8400

Industry Specific Insurance

Specialized Protection for your Industry

Every industry has specific needs when it comes to insurance. Industry-specific risks make it impossible for insurance companies to lump together one insurance plan for every business. At Beacon Insurance Services, Inc. , we understand that being unique is what makes your business successful across the board. That is why we provide industry-specific insurance options for businesses of all types.

Check out the multitude of industries we cover at Beacon Insurance Services, Inc. :

  • Accounting firms
  • Alarm contractors
  • Arborists
  • Construction
  • Contractors / specialty trade
  • Craft breweries
  • Educational facilities
  • Financial institutions
  • Healthcare facilities
  • Healthcare practices
  • Law firms
  • Life science
  • Limousine services
  • Livestock
  • Maintenance contractors
  • Manufacturing
  • Marine
  • Maritime employers
  • Media & advertising
  • Orthotics & prosthetics
  • Pools & spas
  • Printers & publishers
  • Railroad contractors & manufacturers
  • Real estate
  • Retail
  • School bus contractors
  • Scrap metal
  • Security guards
  • Self-storage facilities
  • Septic contractors
  • Technology services
  • Tow trucks & auto transporters
  • Water well drillers

Our Coverage for Specific Industries Options Include

Insurance Options Catered to your Business

At Beacon Insurance Services, Inc. , we offer coverage options for accounting firms designed to cater to specific needs within your industry. To go along with the core coverage options we offer, we will work with you to create a protection plan that is unique to your business. Avoid potential financial problems that may arise if you find yourself in a situation where your business is not properly covered.

We provide a multitude of insurance options for your accounting firm:

  • Workers’ compensation
  • Liability coverage
  • Commercial auto insurance
  • Property insurance
  • Umbrella coverage
  • Professional liability

Contact an insurance specialist at Beacon Insurance Services, Inc. today to set up a consultation.

Continuous Coverage, Built to Complement your Business

Alarm contractors face a number of challenges specific to their industry. Installation and continuous service to your customers can leave you and your business vulnerable to a number of potential pitfalls if you are not properly covered. At Beacon Insurance Services, Inc. , we can work with you to find coverage for all aspects of your business, from errors committed during installation to property damage, and much more.

Here are some of the coverage options we offer to alarm contractors:

  • Liability coverage
  • Errors & omissions
  • Property insurance
  • And much more …

Contact a representative at Beacon Insurance Services, Inc. today to go over quality insurance options for your business.

Quality Coverage Built Around your Business Needs

As an arborist, you need specialized coverage catered to your business. There are regulatory issues to adhere to, tools and equipment that need to be covered, potential replacement of trees due to accidental destruction, property damage or bodily harm caused by pesticides or herbicides, and much more.

Here are some of the coverage options we offer to arborists:

  • Liability coverage
  • Errors & omissions
  • Property damage coverage
  • Coverage for herbicide and pesticide application
  • Coverage for tools and equipment

With such an array of potential stresses that come with being an arborist, the assurance that your business is properly covered should not be one of them. Call Beacon Insurance Services, Inc. today to find the right protection plan for your business.

Construct a Protection Plan for your Business

Just like any other business, your construction business needs core insurance offerings to go along with industry-specific coverage. Expensive equipment and tools, and possible injury, should be taken into account when thinking about what type of coverage may be necessary in the construction industry.

Beacon Insurance Services, Inc. coverage options for construction businesses include:

  • Liability insurance
  • Property insurance
  • Business vehicle insurance
  • Workers’ compensation
  • And much more …

Contact an insurance specialist at Beacon Insurance Services, Inc. today to go over these options and many more!

Protect your Investment

Your business is an investment of the utmost importance. You need to protect what matters most to you. From core coverage to coverage that is specific to your business’ needs, Beacon Insurance Services, Inc. provides industry-specific insurance options aimed at consulting firms.

Avoid potential financial setbacks that can occur if your business is not properly covered. Here are some of the insurance options Beacon Insurance Services, Inc. provides to consulting firms:

  • Professional liability
  • Umbrella coverage
  • General liability
  • Property insurance
  • And much more …

Contact a representative at Beacon Insurance Services, Inc. to build an insurance package that suits your business.

A Multitude of Insurance Options to fit your Business’ Needs

Like general contractors, specialty trade contractors face the risks that come along with running a contracting business. Protect your business and your employees with specialized coverage that caters to your industry.

At Beacon Insurance Services, Inc. , we provide a number of insurance options for specialty trade contractors:

  • Workers’ compensation
  • Retirement plans
  • Group benefits
  • Liability coverage
  • Property insurance
  • Umbrella coverage
  • Other specialized coverage for tools and equipment will keep your business covered

Contact Beacon Insurance Services, Inc. today to go over potential insurance options for specialty trade contractors.

Specially Crafted Insurance Plans for your Brewery

Craft breweries face a unique set of challenges when it comes to insurance policies. Craft breweries are typically seen as small business enterprises, yet the large production and distribution options expose them to large financial opportunities and risks. At Beacon Insurance Services, Inc. , we work hard to help ensure your business stays protected.

Our insurance options for craft breweries include, but are not limited to:

  • General liability
  • Coverage for equipment / machinery
  • Liquor liability
  • Umbrella coverage
  • Property insurance
  • Workers’ compensation

Contact an insurance specialist at Beacon Insurance Services, Inc. to set up a consultation.

Complex Insurance Options, Built for the Education Industry

Educational facilities continue to grow, as do the risks involved in operating them. Schools require multifaceted protection plans that can match the complexity of the institutions themselves. At Beacon Insurance Services, Inc. , we offer a variety of solutions, ranging from protection plans for private and public elementary and secondary schools, and universities and colleges. Our industry specific insurance offerings will adhere to the needs of your educational facility.

Here are some of our insurance options for educational facilities:

  • Liability coverage
  • Property damage
  • Casualty insurance
  • Student accident coverage
  • Workers’ compensation

Contact Beacon Insurance Services, Inc. today to schedule a consultation with one of our insurance specialists.

Industry-Specific Coverage, Built for your Business

At Beacon Insurance Services, Inc. , we work hard to create services and coverage options that fit the specific needs of your business. We understand the protection needs of Financial Institutions, from investment firms and insurance companies, to community banks and credit unions. Each Financial Institution has very specific needs, which is why we provide industry-specific protection plans.

Check out some of our coverage options below:

  • Property Coverage
  • Liability Coverage
  • Commercial Auto
  • Errors & Omissions Coverage
  • And many more!

Contact an insurance specialist at Beacon Insurance Services, Inc. today to schedule a consultation.

Practical Insurance Options for the Healthcare Industry

From physicians and dentists, to pharmacists and physical therapists, Beacon Insurance Services, Inc. provides numerous insurance options to a wide range of healthcare practices. We understand that, as a healthcare practitioner, you need the peace of mind that comes with knowing your business is covered so you can concentrate on providing quality service and care to your patients.

Check out some of our coverage options for healthcare practices below:

  • General liability
  • Professional liability
  • Medical malpractice insurance
  • Umbrella coverage
  • Workers’ compensation

Call today to set up a consultation with a representative from Beacon Insurance Services, Inc. , and we will help you go over all the possible insurance options for your healthcare practice.

High Quality Protection for your Firm

Your law firm requires industry-specific coverage, and Beacon Insurance Services, Inc. understands that. We have worked hard over the years to help ensure that we can provide the protection necessary for you to keep your business running smoothly. Beacon Insurance Services, Inc. offers core coverage options, as well as specialized coverage meant to cater specifically to law firms.

Check out some of our coverage options for law firms below:

  • General liability
  • Professional liability
  • Legal liability
  • Umbrella coverage
  • Property insurance

Contact a representative at Beacon Insurance Services, Inc. today and set up a consultation.

Innovative Insurance for your Business

Beacon Insurance Services, Inc. is proud to offer quality insurance options to those in the life sciences industry. We understand that in order to innovate and stay on the cutting edge within your industry, you need the peace of mind that comes with knowing your business is well protected. Life science companies require effective coverage options that can match the fast-paced nature of the industry.

Here are some of the life science insurance options offered at Beacon Insurance Services, Inc. :

  • Property Insurance
  • Errors & omissions
  • General liability
  • Products liability
  • Directors & officers coverage

Whatever your needs, Beacon Insurance Services, Inc. will provide you with the coverage you deem necessary to stay on the cutting edge within the life sciences field. Contact one of our insurance specialists today to schedule a consultation.

Insurance Options that Will Keep You on the Move

Beacon Insurance Services, Inc. is proud to offer insurance options to those in the limousine services industry. We understand that your business requires a very specific set of coverage options. We will work with you to come up with a protection plan that fits your needs.

Here are some of our coverage options for limousine services:

  • Automobile liability
  • Garage-keepers liability
  • General liability
  • Theft coverage
  • Body or mechanical damage
Animals are Assets too

As the owner and operator of an independent farm or ranch, you’ve made a number of investments into your agribusiness – equipment, machinery, and crops. Livestock is also a big investment for farmers and ranchers alike, and like any financial asset, you’ll want to ensure a high-level of security and protection – so your animals will stay covered.

At Beacon Insurance Services, Inc. , we know that the health and safety of your animals directly affects the health and profitability of your farm. Livestock insurance can protect you and your farm against the financial losses that could occur if your animals are harmed or killed as a result of a covered accident such as a fire, blizzard, or other natural disaster – even when your animals in transit.

Livestock insurance policies will vary from person to person, farm to farm, and animal to animal. The insurance value of each animal is usually its purchase price, but other factors such as performance level or value of your animal’s offspring can increase that value.  A specialist at Beacon Insurance Services, Inc. can help you determine the right amount of coverage at a price that meets your needs.

Insurance Options for the Healthcare Industry

Healthcare facilities have very specific coverage needs. At Beacon Insurance Services, Inc. , we will work with you to create a protection plan that fits the needs of your facility; from hospitals and clinics, to long-term care facilities and nonprofit organizations, we’ve got you covered!

Here are some of our coverage options for healthcare facilities:

  • Property coverage
  • General liability
  • Professional liability
  • Umbrella coverage
  • Workers’ compensation

Whatever your needs, Beacon Insurance Services, Inc. will help make sure your insurance policy is right for your business. Contact a representative today to schedule a consultation!

Coverage Built to Serve your Business’ Needs

Maintenance contractors require specific insurance plans to match the service and cleaning needs of the industry. At Beacon Insurance Services, Inc. , we understand that your business coverage requires flexibility, which is why we work with you directly to create a plan that is unique to your business’ needs.

Here are some of the coverage options we offer to maintenance contractors:

  • Property damage coverage
  • Theft coverage
  • Lost key coverage for janitors
  • General liability

Contact a representative at Beacon Insurance Services, Inc. today to go over insurance options for your business.

Quality Protection Plans Manufactured for your Business

The manufacturing industry is responsible for a seemingly endless quantity of products created. In turn, manufacturing company owners have to deal with the similarly high amount of problems that can arise. At Beacon Insurance Services, Inc. , we understand the risks that come with running a manufacturing company make a quality insurance plan that much more important.

Check out some of our coverage options for the manufacturing industry:

  • Product liability
  • Umbrella coverage
  • Coverage for manufacturing equipment
  • Casualty insurance
  • Workers’ compensation

An insurance package from Beacon Insurance Services, Inc. will target your business’s needs in order to create a specialized package that’s right for you. Contact an insurance specialist today to schedule a consultation.

Stay up to Speed with a Quality Insurance Plan for your Business

In the world of media & advertising, information is gathered and transmitted at a high pace and in large quantities. Beacon Insurance Services, Inc. understands that it is necessary to have a protection plan that matches the high-paced nature of the business, which is why we are here to work with you to help ensure that the entire communication process is covered: from issues involving potential copyright infringement and defamation, to equipment and vehicle coverage.

At Beacon Insurance Services, Inc. , we proudly provide quality insurance to those of you in the media & advertising industry. Here are some of the coverage options we provide:

  • Defamation
  • Errors & omissions
  • Umbrella coverage
  • General liability
  • Commercial auto

Do not hesitate! Contact an insurance specialist at Beacon Insurance Services, Inc. today to create an insurance package that is right for you and your business.

Protection Built for your Highly Specialized Industry

Practitioners, manufacturers, fabricators, and distributors within the orthotics and prosthetics industry require highly specialized coverage options for their businesses. At Beacon Insurance Services, Inc. , we understand that when it comes to your business, nothing short of a comprehensive protection plan will do.

Our team of qualified insurance specialists is here to help you create a quality business insurance package to match your industry needs. Contact a representative at Beacon Insurance Services, Inc. today to find out more about our offerings for the orthotics and prosthetics industry.

Keep your Business Afloat

At Beacon Insurance Services, Inc. , we are proud to offer insurance to those working in the pool and spa industry. Contractors, retailers, and manufacturers alike will be pleased with the business insurance packages we provide. Our industry-specific coverage options will help ensure that you and your business are protected.

Here are some of the insurance options we provide:

  • Property damage coverage
  • Errors & omissions
  • General liability
  • Commercial auto
  • And much more …

Contact a representative at Beacon Insurance Services, Inc. today to build an insurance package suited for your business.

Coverage Built to Match the Precision of your Business

Printing and publishing companies rely on precision, in both the speed of delivery and the accuracy of the work. Such precision requires sophisticated equipment and services. Beacon Insurance Services, Inc. understands your need to be well protected against the numerous risks that come with running your own printing and publishing business. Our goal is to reduce those risks and alleviate any unnecessary stress you may have so you can concentrate on running a successful business.

Here are some of the coverage options we offer to printers and publishers:

  • Errors & omissions coverage
  • Professional liability
  • Property coverage
  • Corrections of work coverage
  • And much more …

Call today and set up a consultation with an insurance specialist at Beacon Insurance Services, Inc. .

We Will Help you Lay the Track for a Quality Insurance Package

Railroad contractors and manufacturers face inherent risks within their industry. Worrying about proper coverage for your business should not be one of those risks. At Beacon Insurance Services, Inc. , our goal is to work with you to help ensure that your business is protected.

Here are some of the insurance options we offer to railroad contractors and manufacturers:

  • General liability
  • Inland marine
  • Umbrella coverage
  • Railroad protective liability
  • Commercial auto

Contact a representative at Beacon Insurance Services, Inc. to set up a consultation.

Keep your Business Running at a High Level

Retailers face a number of challenges when it comes to keeping their business running at a high level, including everything from regulatory issues and theft, to competition within the industry. When it comes to managing the risks of running your own retail business, you want the best protection possible. Beacon Insurance Services, Inc. will work with you to formulate an insurance package fit for your business.

Here are some of our insurance options for retailers:

  • General liability
  • Property coverage
  • Crime insurance
  • Umbrella coverage
  • Business interruption insurance

Contact a representative at Beacon Insurance Services, Inc. to go over these and many other insurance options for retailers.

Keep your Assets Protected

You will want to ensure that your real estate business is covered properly, primarily based on what type of real estate in which you are involved.  At Beacon Insurance Services, Inc. , we will work with you to create a business owner’s policy that can lump coverages, such as:

  • Property insurance
  • Liability insurance
  • Business vehicle insurance
  • Workers’ compensation
  • And much more …

?Beacon Insurance Services, Inc. will help you lump together the right protection plan so you can keep your business protected in as an efficient manner as possible. Contact us today to set up a consultation.

Valuable Coverage for Valuable Assets

Safety is the top priority when it comes to the operation of school buses. At Beacon Insurance Services, Inc. , we understand that safety within the industry spans from the operations of the business itself to the day-to-day transportation of students. A quality protection plan will help give you the peace of mind of knowing that all operations are safe.

Beacon Insurance Services, Inc. is proud to offer the following protection plans to school bus contractors:

  • General liability
  • Umbrella coverage
  • Commercial auto
  • Equipment breakdown coverage
  • Body or mechanical damage
  • And much more …

Call today to set up a consultation! One of our representatives will help you develop an insurance package that will keep you protected.

Risk Solutions for the Scrap Metal Industry

Scrap metal businesses are exposed to industry-specific risks. At Beacon Insurance Services, Inc. , we understand those risks and we understand what it takes to keep your business protected. We cover everything, from local scrap yards to large-scale scrap metal and recycling businesses.

Our services include, but are not limited to:

  • Property insurance
  • General liability
  • Umbrella coverage
  • Specialized coverage for equipment and machinery
  • Commercial auto insurance

Contact a representative at Beacon Insurance Services, Inc. today to set up a consultation.

Secure Protection Plans for your Business

Security guard insurance from Beacon Insurance Services, Inc. can cover everything from different job sites to different situations and operations. We work hard to provide the security guard industry with a wide variety of coverage options.

Our insurance options for security guards include, but are not limited to:

  • Professional liability
  • Personal injury
  • False arrest
  • Commercial auto
  • Commercial property insurance

Contact a representative at Beacon Insurance Services, Inc. today to go over these options and many more!

Quality Insurance Options for your Storage Facility

As is the case with most businesses, self-storage facilities are subject to damage, theft, and the liability that comes owning/renting a space. As the owner of a self-storage facility, you want to make sure you are protected. Beacon Insurance Services, Inc. will work with you to create an insurance package that will provide you with the protection you desire.

Here are some of the coverage options we offer to owners of self-storage facilities:

  • Property coverage
  • General liability
  • Theft coverage
  • Customer goods liability
  • Sale and disposal liability

Contact an insurance specialist at Beacon Insurance Services, Inc. to find a plan that is right for you.

Unique Coverage Options to Match your Needs

Septic contractors have unique needs for their business, including their business insurance policies. As with any other business, you will want to keep your assets protected. Beacon Insurance Services, Inc. will work with you to find the coverage that is right for you.

Our insurance options for septic contractors include, but are not limited to:

  • Errors & omissions
  • Employer’s liability
  • Commercial auto
  • Coverage for unintentional handling of hazardous waste

Contact a representative at Beacon Insurance Services, Inc. to set up a consultation.

Specialized Insurance Options for your Business

Whether you repair, distribute, or manufacture specialized truck equipment, you will need a versatile insurance plan to match the services offered by your business. Beacon Insurance Services, Inc. will provide you with the attention to detail required to come up with a unique protection plan for you and your business. We understand the intricacies of the specialized truck equipment industry.

Our coverage options for specialized truck equipment include, but are not limited to:

  • Theft coverage
  • Property insurance
  • Commercial auto
  • Lock re-keying or replacement

Contact Beacon Insurance Services, Inc. today. Our representatives are here to help you build an insurance bundle that is right for your business.

Stay Ahead of the Field with a Quality Protection Plan

The technological industry is constantly evolving, which is why businesses within the industry must move fast to stay relevant. The last thing you need to worry about is whether or not your business is properly covered. Valuable equipment, software, and irreplaceable data are at the core of technology companies and need to be protected from all potential damages.

Beacon Insurance Services, Inc. will work with you to build an insurance package that is as versatile as the industry in which you work. Our coverage options for technology services include, but are not limited to:

  • General liability
  • Loss control services
  • Errors & omissions
  • Umbrella coverage
  • Products liability
  • Property insurance
  • Cyber liability coverage

With such a wide range of potential protection plans, it is important that you contact an insurance specialist at Beacon Insurance Services, Inc. to go over all of your options. We will help you find a plan that is right for your business.

An Insurance Plan Built to Keep you on the Move

Beacon Insurance Services, Inc. proudly offers industry-specific insurance options for tow trucks and auto transporters. Our program is built to cater to the particular needs of your industry.

Here are some of the insurance options we offer to tow trucks & auto transporters:

  • Garage-keepers liability
  • Automobile liability
  • Legal liability
  • Theft coverage
  • On-hook coverage

Contact a representative at Beacon Insurance Services, Inc. today to set up a consultation.

Specialized Coverage Built for your Business

Beacon Insurance Services, Inc. has created a specialized insurance package for water well drillers. The water well drilling industry has very specific insurance needs, and we provide coverage options that cater to your business.

Here are some of our general coverage options for water well drillers:

  • Property damage
  • Liability coverage
  • Inland marine
  • And more …

Contact a representative at Beacon Insurance Services, Inc. today to go over your business insurance options. We will work with you to find a protection plan that suits your needs.