Other Personal Insurance
Beacon Insurance Services, Inc. is committed to providing expert advice and quality insurance products that keep your future protected. From keeping your identity and confidential information secure to insuring your personal items under an umbrella policy, we have the solutions you have been looking for should theft, an accident, or even a lawsuit ever occur.
Our additional Personal Insurance products include:
- Identity Theft
- Personal Umbrella Insurance
- Data Backup
Insurance specialists at Beacon Insurance Services, Inc. are standing by to help you find and create the asset protection packages you deserve. Contact our agency today to get started.
We provide complete insurance solutions to clients near San Diego County, University City, El Cajon, Mira Mesa, National City, and Bonita.
Our Other Personal Insurance Coverage Options Include
Get Back to Being Yourself
Identity Theft has become the fastest growing white-collar crime in America. All it takes is your name, social security number, and date of birth, and a thief can apply for everything from a credit card or a bank loan to even an insurance policy. Having your identity stolen damages your sense of security, but the real hardship may be how difficult, time-consuming, and expensive it can be to restore your credit and get your life back on track.
Identity Theft coverage from Beacon Insurance Services, Inc. is a simple and affordable way to protect you and your family from this growing threat. By adding ID coverage to your current Homeowners, Condo, or Renters Insurance policy, you will receive invaluable tools to help cover the costs and expenses of restoring your identity.
Included in a policy with Identity Theft protection are expenses associated with:
- Attorney Fees
- Costs of Certified Mail
- Loan Re-Application Fees
- Costs of Long Distance Phone Calls
- Reimbursement for Lost Income
- Costs of Executing Affidavits
Our Goal is to Secure Your Identity
In addition to helping you get your finances back in line, Beacon Insurance Services, Inc. also offers some of the best service in the industry, with round-the-clock assistance from experienced professionals. Our Identity Fraud experts will work with you one-on-one to quickly assess your situation and take action to:
- Stop further damage to your credit by contacting major credit bureaus
- Make all required phone calls to creditors, banks, and agencies with whom you do business
- Assist in replacing valuable documents like your driver’s license, passport, or social security card
- Provide an emergency cash advance if theft occurs while away from home*
Having your identity stolen is frustrating enough. Having to recover and restore your credit and finances should not have to be. Talk with a specialist at Beacon Insurance Services, Inc. to learn how Identity Theft coverage can help save you time, money, and a whole lot of pain.
*Restrictions and limits apply
Be Ready for Anything and Everything.
Personal Umbrella Liability is one of the most commonly overlooked policies, but in the case of a catastrophic financial event, it could be the best line of defense you’ll ever have. If you’re involved a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policies.
In such a critical situation, having Personal Umbrella Insurance from Beacon Insurance Services, Inc. will protect your home, car, future wages, and all of your priceless assets from being used to pay for the expenses.
Coverage That Keeps You Protected
Your Umbrella Liability policy from Beacon Insurance Services, Inc. works to give you additional protection when damages exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.
Personal Umbrella insurance can be applied to events such as:
- Car Accidents
- Accidental injuries on your property
- Accidents involving your boat, ATV, or other recreational vehicle
- Golf Course Injuries
- Defense fees and other legal costs
- Personal Injury Coverage for claims of libel, slander, and more
At Beacon Insurance Services, Inc. , we are committed to the safety and security of you and your family, which is why we will work with you to create a perfect policy that protects all of your interests. Since Personal Umbrella Insurance will vary depending on your individual coverage needs, it’s important to discuss your options with one of our insurance specialists before making a decision.
Insurance of a Different Kind
Technology has made keeping up-to-date records of your personal finances, assets, and business documents easier than ever. No longer do you have to deal with scattered papers and overfilled filing cabinets. Instead, you can keep all of your most precious information neatly organized and secure on your own personal or business computer.
Unfortunately, accidents can also happen in the virtual world – from hackers to technological malfunctions. That is why it is important to be prepared, so you can keep your documents safe.
Data Backup is a specialty service from Beacon Insurance Services, Inc. that ensures the safety of your electronic records, documents, and other important files by periodically backing them up for you to our secure server. It can save you time and money, as well as protect you from major information loss.
To learn more about Data Backup as well as our other distinctive services, contact Beacon Insurance Services, Inc. today.