4420 Hotel Circle Ct. Suite #130, San Diego, CA 92108
619-220-8400

Recreational Vehicle Insurance

The Road Less Traveled

The thrill of adventure – it is what owning a recreational vehicle is all about. Whatever your interest, be it cruising on your motorcycle or exploring the road less traveled on your ATV, Beacon Insurance Services, Inc. offers advanced coverage options to meet the insurance needs of the adventurer in everyone.

Whether you are an experienced outdoor enthusiast or just starting out, we have a policy to fit your needs – from RVs and boats to ATVs, Beacon Insurance Services, Inc. can ensure the safety of both you and your vehicle. Our insurance options provide you with the same service and rich features you can expect – from comprehensive and collision coverage to personal injury protection and towing costs.

We offer a variety of Recreational Vehicle Insurance packages, such as:

  • Boat Insurance
  • Motorcycle Insurance
  • Motorhome Insurance
  • ATV Insurance
  • Snowmobile Insurance

Why Recreational Vehicle Insurance?

Owning a recreational vehicle can be a dream come true. It gives you the freedom to travel and the capability to explore new places, but with freedom comes responsibility. Should an accident happen – such as property damage, vandalism, or bodily injury as a result of a crash – it is reassuring to know that your investment is protected.

With Recreational Vehicle Insurance from Beacon Insurance Services, Inc. , you can continue living the dream with confidence, knowing that you, your vehicle, and your passengers are protected. Contact one of our representatives today to find a package that works best for you.

Beacon Insurance Services, Inc. provides Recreational Vehicle Insurance to adventurers near San Diego County, University City, El Cajon, Mira Mesa, National City, and Bonita.

Our Recreational Vehicle Insurance Coverage Options Include

Cast Your Worries Aside

For most people, owning a boat can be a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from Beacon Insurance Services, Inc. , you can relax and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:

  • Yachts
  • Performance Boats
  • Sail Boats
  • Bass Boats
  • Jet Skis
  • WaveRunners
What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:

  • Bodily Injury payments
  • Damage to another’s property
  • Medical Payments
  • Guest Passenger Liability
Additional Coverage Options

At Beacon Insurance Services, Inc. , we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

It is your passion, your dream. Protect that dream for years to come with the right insurance policy from Beacon Insurance Services, Inc. . Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

Protection for the Open Road

Whether you ride a street bike, cruiser, touring bike, or even a custom chopper, your motorcycle is synonymous with two things: freedom and adventure. You enjoy the freedom and excitement of the open road and long for the adventure it brings.  But with adventure comes uncertainty, and with freedom comes responsibility. And while you may not know what lies over the next hill, the right coverage can ensure that you are prepared for it all.

A Motorcycle Insurance policy from Beacon Insurance Services, Inc. is designed to be as unique as the bike and the owner it protects. Make sure you choose the protection that is right for you with a range of coverage options to secure you and your bike, such as:

  • Collision Coverage
  • Theft
  • Vandalism
  • Damage caused by Uninsured or Underinsured Motorists
  • Bodily Injury Liability
  • Property Damage Liability
  • Medical Payments Coverage
  • Guest Passenger Liability
Additional Motorcycle Coverage Options

At Beacon Insurance Services, Inc. , our service does not stop when you walk out the door. With special features like additional Roadside Assistance, Towing and Labor Costs, and Replacement coverage for custom parts and equipment, you will never be alone on the road. You can even receive multi-policy discounts and safety course rewards to help you combine and save.

Our team of professional insurance representatives will assist you in deciding which Motorcycle Insurance plan is right for you by determining the discounts and special features you may be eligible to receive.

Prepare for whatever the open road may bring with a comprehensive Motorcycle Insurance policy from Beacon Insurance Services, Inc. .

It is More Than a Vehicle. It is a Lifestyle

As a motorhome owner, you get the best of both worlds by combining the freedom of the open road with all of the conveniences and amenities you enjoy at home. And just like your home, your recreational vehicle is a big investment that should be protected.

Motorhome Insurance from Beacon Insurance Services, Inc. is a convenient and affordable way to ensure the safety of you, your passengers, and your belongings on the road.

Your motorhome policy from Beacon Insurance Services, Inc. is designed to provide the rates you want with the coverage you need, with basic protection options such as:

  • Collision Coverage – for loss or damage to your recreational vehicle resulting from an accident
  • Comprehensive Coverage – as extra coverage against losses from fire, theft, or vandalism
  • Bodily Injury Liability – to pay medical expenses to others after an accident
  • Property Damage Liability – for damage caused by you to another person’s property
Extra Protection Matters

For an increased level of security, additional insurance options such as Medical Payments coverage, Emergency Roadside Assistance, and Premium Towing and Labor are also available. Custom equipment such as quality sound or entertainment systems can also be covered for an extra premium.

Beacon Insurance Services, Inc. wants to ensure that you receive the best insurance solutions at the best price possible. You may be eligible to start saving today with discounts for:

  • Association memberships
  • Completion of a driver safety course
  • Insuring multiple vehicles
  • Combining your Motorhome Insurance with other policies from Beacon Insurance Services, Inc.

Our team of RV Insurance specialists is ready to discuss your insurance needs and your budget to help design the right policy that keeps you and your motorhome, or travel trailer, safe on the road.

Wherever your journeys may take you, rest easy with the peace of mind of Motorhome Insurance from Beacon Insurance Services, Inc. .

Explore the Trails With Confidence

Your ATV represents a considerable recreation investment. And as you are riding, the last thing you will want to wonder about is whether you have the right insurance coverage. With a customized All-Terrain Vehicle insurance policy from Beacon Insurance Services, Inc. , you can ride with confidence knowing that you are properly insured.

No matter what type of vehicle you have, whether you ride a 4-wheeler, dune buggy, or even a golf cart, you can get the ATV Insurance you want and the protection you deserve with specialized coverage options, including:

  • Collision Coverage – for damage to your ATV from rocks, trees, and other obstacles or debris
  • Comprehensive Coverage – as extra security for loss or damage from theft, fire, or vandalism
  • Property Damage – to cover expenses to another person’s property for which you are liable
  • Bodily Injury – that pays medical expenses to others if you are held liable in an accident
  • Uninsured Motorist – to protect you from loss or damage caused by uninsured and underinsured riders

Beacon Insurance Services, Inc. is dedicated to offering you the best possible coverage at a price you can afford. We offer additional ATV coverage for damage to custom equipment that you have added to your ATV, along with a medical payments option for yourself and your passengers. You may also be eligible for money-saving discounts when you insure multiple vehicles or if you have successfully completed a rider safety course.

Discounts and coverage options can vary according to your location and specifications. Contact one of our licensed insurance professionals to learn more about ATV insurance and how to build a recreational plan that best fits your needs.

When the Snow Falls, Make Sure You Are Ready

Nothing is quite as satisfying as hitting the trails after the first snow. Your snowmobile is your ticket to enjoying the fresh mountain air and exhilarating scenery of the countryside, and while you are out there in the thick of it all, contemplating whether you have the right insurance should be the last thing on your mind.

Beacon Insurance Services, Inc. offers specialized Snowmobile Insurance at affordable rates, with benefits tailored to meet your specific insurance needs. Whether you are a beginner or a seasoned veteran, we offer essential coverage for:

  • Collision Coverage – to cover damage to your snowmobile from a collision with rocks, trees, ice, and other obstacles
  • Comprehensive Coverage – as extended coverage for loss or damage from theft, fire, or vandalism
  • Property Damage – to pay for damage to another person’s property for which you are liable
  • Bodily Injury Liability – for paying the medical expenses of others if you are at fault in an accident
  • Uninsured Motorist Protection – to insure damage caused by uninsured or underinsured riders

Additional Snowmobile Insurance coverage is also available for any custom equipment that you have added to your snowmobile. Medical Payments Coverage to protect yourself and your passengers in the event of an accident is also available for a premium.

Depending on your insurance situation, discounts may also be available for completing rider safety courses or by being a member of certain riding association memberships. A representative from Beacon Insurance Services, Inc. will review your insurance needs to design the right policy for you and determine your discount eligibility.